Whites IFM is an authorised Insurance Broker for personal insurance products. Fundamentally this means that rather than representing the Insurance company as Insurance Agents do, Whites IFM, as a broker represents the client. We believe that in principle, this approach is more likely to provide a better outcome for the client.

The insurance policy selection process involves analysising the client’s personal situation with consideration given, amongst other things, to their current financial situation, state of health and types of insurance most suitable to their own financial requirements. By the use of advanced computer programs, Whites IFM is able to identify those insurance companies and their policies that appropriately suit the client’s needs and objectives. Much emphasis is placed on the strength of the terms and conditions of the policies and the premiums offered. We believe that by utilizing the methods used at Whites IFM, clients have an increased probability of obtaining insurance policies more suitable to them for a market competitive price.

Insurance is a highly important part of a client’s financial planning. All clients should consider its worth relevant to their own situation particularly those with families and or have debt both current and contingent. Equally important is the ongoing review of existing policies relevant to the ongoing changes to a client’s personal situation and circumstances.